Buy Now, Pay Over Time

*0% APR for 6-12 Months: Offer available on qualifying purchases of select products charged to a Citizens Pay Line of Credit account. Minimum purchase: $500. 0% APR from the date an eligible purchase is posted to your account for 6 months, then 29.99% APR for remaining term on purchases less than $1,500. 0% APR from the date an eligible purchase is posted to your account for 12 months, then 29.99% APR for remaining term on purchases equal to or greater than $1500. Limited time offer. Other transactions charged to your account affect overall minimum payment amount. Regular account terms apply to non-promo purchases. Standard Purchase APR is 29.99% for non-promotional purchases. Account must be in good standing. Subject to credit approval. Click here for important information about Rates and Fees and the Citizens Pay Line of Credit Agreement. Citizens Pay Line of Credit Account offered by Citizens Bank, N.A.

†Offer only available with in-store purchase. Subject to credit approval. Must apply and be approved for a Citizens Pay Line of Credit. In order to receive 10% off your first purchase, you must use your Citizens Pay Line of Credit at checkout and make a minimum after-discount purchase of $500. Discount will be applied at the time of checkout. Offer valid on first purchase only. Cannot be combined with other offers or promotions. Some exclusions apply including but not limited to tools and luxury vinyl tile. Citizens Pay Line of Credit Account offered by Citizens Bank, N.A.